Bases of banking trades (wykład) - 2019/2020

Course description
General information
Lecturer:prof. dr hab. Marian Żukowski
Organising unit:Faculty of Social Sciences - Instytut Ekonomii i Finansów
Number of hours (week/semester): 2/30
Language of instruction:Język polski
Course objective
C1 – Acquainting students with specificity, principles and legal regulations concerning banking activity, as well as founding and organisation of banks
C2 – Conveying knowledge of structure and principles of functioning of banking system, with a particular consideration to the role of the central bank and its monetary policy, rules of conducting banking supervision and deposit guarantees
C3 – Understanding the essence of basic bank operations and the role of risk management in ensuring the stability of particular banks as well as the whole banking system
Prerequisites
W1 – knowledge of issues from the course: Principles of macroeconomics
W2 – ability to interpret legal regulations
W3 – openness to gaining knowledge
Learning outcomes
KNOWLEDGE
A student: defines basic terms in the field of central and commercial banking (K_W03_12); characterises the key economic and legal aspects of conducting banking activity in Poland (K_W05_12); knows the structure and rules of functioning of key institutions constituting a modern banking system (K_W09_12)

ABILITIES
A student: interprets basic legal regulations concerning banking activity in Poland (K_U02_12); interprets basic financial ratios characterising the activity of a commercial bank (K_U06_12)

SOCIAL COMPETENCIES / ATTITUDES
A student is aware of importance of obeying the binding legal regulations and rules of ethical conduct in banking activity (K_K04_12)
Teaching method
Lecture with multimedia presentation.
Course content description
1. Bank and banking system
2. Establishing and organisation of a bank
3. Goals and instruments of bank management
4. Passive operations of banks
5. Active operations of banks
6. Intermediary services
7. Banking operations in foreign trade
8. Other operations and banking products
9. Traditional and modern channels of distribution of bank products
10. Risk in banking activity
11. Fundamentals of assessment of commercial bank’s financial condition
12. Central bank and its role in banking system
13. Goals and instrument of monetary policy
14. Organization and functions of banking supervision
15. Deposit guarantee system
Forms of assessment
The final grade shall be given on the basis of the results of a written exam.

Grade 2:
(W) – A student does not know basic terms in the field of central and commercial banking, key economic and legal aspects of conducting banking activity in Poland, nor the structure and rules of functioning of the key institutions constituting a banking system
(U) – A student is unable to interpret basic legal regulations concerning banking activity in Poland, nor to calculate and interpret key financial ratios characterising a commercial bank’s activity
(K) - Student is not aware of the significance of obeying the binding legal regulations and rules of ethical conduct in banking activity

Grade 3:
(W) – A student knows some basic terms in the field of central and commercial banking, key economic and legal aspects of conducting banking activity in Poland and the structure and rules of functioning of the key institutions constituting a banking system
(U) – A student is able to interpret some basic legal regulations concerning banking activity in Poland and to calculate and interpret selected key financial ratios characterising a commercial bank’s activity
(K) - Student is partially aware of the significance of obeying the binding legal regulations and rules of ethical conduct in banking activity

Grade 4:
(W) – A student knows most basic terms in the field of central and commercial banking, key economic and legal aspects of conducting banking activity in Poland and the structure and rules of functioning of the key institutions constituting a banking system
(U) – A student is able to interpret most basic legal regulations concerning banking activity in Poland and to calculate and interpret majority of key financial ratios characterising a commercial bank’s activity
(K) – A student is aware of the significance of obeying the binding legal regulations and rules of ethical conduct in banking activity

Grade 5:
(W) – A student knows all required basic terms in the field of central and commercial banking, key economic and legal aspects of conducting banking activity in Poland and the structure and rules of functioning of the key institutions constituting a banking system
(U) – A student is able to interpret all required basic legal regulations concerning banking activity in Poland and to calculate and interpret all requred key financial ratios characterising a commercial bank’s activity
(K) – A student is highly aware of the significance of obeying the binding legal regulations and rules of ethical conduct in banking activity
Required reading list
Main texbooks:
1. Iwanicz-Drozdowska M., Jaworski W. L., Szelągowska A., Zawadzka Z., Bankowość: instytucje, operacje, zarządzanie, Poltext, Warsaw 2013.
2. Bankowość. Podręcznik akademicki, ed. W. L. Jaworski, Z. Zawadzka, Poltext, Warsaw 2011.

Additional readings:
1. Bankowość, ed. M. Zaleska, C. H. Beck, Warsaw 2013.
2. Bankowość korporacyjna, ed. M. Wiatr, Difin, Warsaw 2015.
3. J. Koleśnik, Bankowość detaliczna, Difin, Warsaw 2016.
4. Raport o stabilności systemu finansowego. June 2018, NBP, Warsaw 2018.
Field of study: Economics
Course listing in the Schedule of Courses:
Year/semester:Year II - Semester 3
Number of ECTS credits: 3
Form of assessment: Examination